{"id":254,"date":"2022-11-26T06:45:28","date_gmt":"2022-11-26T06:45:28","guid":{"rendered":"https:\/\/www.franklindentalcenter.com\/blog\/?p=254"},"modified":"2022-11-26T06:45:29","modified_gmt":"2022-11-26T06:45:29","slug":"dont-let-those-dental-insurance-benefits-expire","status":"publish","type":"post","link":"https:\/\/www.franklindentalcenter.com\/blog\/2022\/11\/26\/dont-let-those-dental-insurance-benefits-expire\/","title":{"rendered":"Don\u2019t Let Those Dental Insurance Benefits Expire!"},"content":{"rendered":"

\"insurance<\/p>\n

2022 IS COMING TO<\/strong> a close, and that means another year of insurance benefits<\/a> is about to expire. If you haven\u2019t taken advantage of your dental insurance yet, that\u2019s okay, but the year is almost over, so the time to use them is now. To help you prepare, we want to give you an idea of how to use your dental insurance at Franklin Dental Center.<\/p>\n

Insurance Benefits Typically Don\u2019t Roll Over to Next Year<\/h3>\n

Each year, your dental insurance provider probably gives you a maximum amount of available benefits. Since those benefits don\u2019t typically roll over into the following year, you\u2019ll want to contact us now to get your appointment scheduled!<\/p>\n

What Are Dental Benefits?<\/h3>\n

Dental benefits are the cost-free treatments you get from subscribing to a dental plan. Generally, most health insurance companies are straightforward and specify the type of services they cover.<\/p>\n

What Does Dental Insurance Cover?<\/h3>\n

Oral insurance plans typically cover the cost of preventive care, fillings, root canals, oral surgery, and crowns. However, some dental procedures may include restorative and orthodontic treatments such as braces, dentures, Invisalign, and bridges.<\/p>\n

Understand Your Maximum Benefit<\/h3>\n

When you pay for your dental insurance each month, you\u2019re paying for coverage up to a certain point. That coverage amount is your annual maximum. When the year ends, everything starts over, and you start building back up to that max from zero again.<\/p>\n

It means that the money you were supposed to use for essential dental treatments goes down the drain, which is a massive gain to the insurance company and a sad loss to you. That\u2019s why you should never skip out on your dental checkups. Regular oral checkups help you maintain oral health and give you the most bang for your buck.<\/p>\n

Understand Your Insurance Deductible<\/h3>\n

Your deductible also resets at the beginning of the new year. It is the amount that you must pay out of pocket before insurance kicks in. Most health plans use the 100-80-50 structure to specify their contribution to certain dental services. The amount will vary from plan to plan.<\/p>\n

All this means that the cost of preventive care could be 100% covered, basic treatments 80% covered, and major dental procedures covered at 50%. Additionally, some insurance companies may not cover cosmetic treatments such as teeth whitening or crowns.<\/p>\n

100% Dental Coverage on Preventive Dental Procedures<\/h3>\n

Your dental policy isn\u2019t just for getting your teeth fixed. It\u2019s about maintaining excellent oral health and preventing disease before it starts. Taking advantage of your dental benefits will always be a win for you. Most dental plans cover 100% of the following up to two times per year:<\/p>\n