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4 Easy Ways to Maximize Dental Insurance Benefits

November 11, 2021

Filed under: Uncategorized — franklindentalteam @ 5:05 pm
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Do you have dental insurance? It’s a monthly investment that can contribute to better oral and overall health. Now that the end of the year is approaching quickly, it only makes sense that you’d want to make the most of your benefits while you still can. By optimally using your coverage, you can enjoy a healthy smile and body without having to break the bank. That said, here are a few ways you can maximize your dental insurance benefits before the year ends.

Don’t Neglect Preventive Dental Care

Checkups and cleanings are essential to keep your smile as healthy as can be. Being diligent about your at-home dental care is certainly important, but so is visiting your dentist every six months. Regular visits allow them to prevent, detect, and treat problems before they turn into severe complications, helping you avoid needing more extensive and costly procedures down the line. The good news? Most dental insurance plans will cover services like oral examinations, teeth cleanings, and routine X-rays at little or no cost to you!

Maintain Good Oral Health

It may surprise you to learn that oral health is strongly linked to overall health. Studies show that certain dental problems (like gum disease) are associated with a range of health conditions, including diabetes and heart disease. An oral examination can detect more than 120 diseases, which is why it’s crucial to attend all your appointments for the year. Not only can they ensure your mouth is in tip-top shape, but they can lead to early detection of serious conditions.

Find Out When Your Benefits Expire

Every dental insurance plan is unique, meaning some will operate by calendar year or by plan year. If your policy runs by calendar year, your benefits will renew on January 1st, meaning you’ll have to pay your deductible again after the first of the year. Anything left unused by December 31st will not roll over into the next one. Because of that, it’s best to schedule any outstanding dental work before the year ends.

Use Your Flexible Spending Account (FSA) Dollars

Some people have a Flexible Spending Account (FSA) in addition to their dental insurance. With this account, you can reduce your taxable income and put that money aside for healthcare and dental expenses. By using tax-free dollars to pay for these costs, you’ll have more take-home pay, significant tax savings, and more control over your family budget. Make sure you use any remaining funds in your account before the end of the year.

There’s still time to make the most out of your dental insurance coverage. By following the tips given above, you can easily maximize your dental insurance benefits and walk into the new year with a healthy smile and more money in your pocket!

About the Practice

At Franklin Dental Center, we provide exceptional, state-of-the-art dental care that’s guaranteed to exceed even your highest expectations. Our team is passionate about helping every patient achieve their happiest, healthiest smile. For more ways to maximize your dental insurance benefits, visit our website or call (903) 593-2330.

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